4000 acres tobacco plantation perils environment & forest

An investigative report on Daily Azadi, on Dec 26, 2013 reveals that with the backings of Tobacco Companies’, tobacco is alarmingly being grown on different parts of Ramu Upazilla under Cox’sBazar district and lands for social forestation, riverbanks and even state-owned fallow lands too are being used for the cultivation. Tobacco companies inspire farmers on tobacco cultivation by providing special incentives like

Expenditure-Income Ratio (EIR) by Type of Banks in South Asia

The gap between required provision and the provisionmaintained has been experiencing a negative trend over the years since 2005, except in 2009 and 2011. In 2012, required provision was Tk.24239 crore against the provision maintained Tk. 18977 crore results in shortfall was Tk. 5262 crore whereas
in 2011, there was surplus in case of loan loss provisioning. A business as usual projection says that in 2013, the shortfall of required provision and the provision maintained might increase which is an

What is Asset Quality?

At the end of the second quarter of 2013, non-performing loans of the banking sector reached from 8 percent in March to nearly 12 percent. Net Non-Performing Loans to total loans are higher in state owned commercial banks (SCBs) and development financial institutions (DFIs). In 2011, net-NPLs
were 0.34 and 16.95 percent in state owned commercial banks (SCBs) and development financial institutions (DFIs) respectively whereas in 2012, the percentages stood too high as 12.82 and 20.4

Capital Adequacy

Capital adequacy is determined by Capital to Risk Weighted Assets (CRAR) which is most important. Currently, a banking company is to maintain 10 percent of Risk Weighted Assets (RWA) or Tk. 200 crore whichever is higher as its minimum required capital. Shortfall of capital by the four state-owned commercial banks (Sonali, Janata, Agrani and Rupali banks) imposed a condition that government would