Interest Rate Spread

It is possible to reduce the IRS to some extent by increasing operating efficiency in the banking sector through reducing overhead costs and the proportion of NPL could contribute in reducing IRS and strengthening of capital market could be an alternative mode of mediating private savings, and in this way
it is possible to make the sector more competitive in the medium-to-long run. Moreover, even after following the financial liberalisation thesis for more than decades, wide disparity exists between

FINANCIAL REFORM

Financial liberalisation (FL) refers to the regulation of domestic financial markets and the liberalisation of the capital account. It is generally believed to improve financial sector development, which in turn, will enhance economic growth. The liberalisation process began with the privatisation of state owned enterprises in 1976 in the backdrop of a significant deterioration of the economic condition. Formally, the financial sector reform programme was launched in 1984 with the appointment of the national

Implications of Risk Management and Stress on Fiscal System

Presently, return on equity and return on assets of banking sector are low, which indicate the low profit of the bank and this might be lesser collection of taxes since bank is the number one source of tax under large tax unit of NBR and NBR collects the major portion of revenue from banking sector. In addition, the revenue target might fail to achieve the revenue target since lesser investment is witnessed from lower growth of credit. Gross and/or net non-performing assets or loans (NPA/NPL) are considered as

CSE’s certified five day Training Programme on Social Impact Assessment

We are pleased to inform you that the Centre for Science and Environment (CSE) is going to organise a certified hands-on five-day training programme aimed at giving practical exposure to participants on SIA with specific reference to coal based power plant, cement, hydropower, building and construction projects, pharmaceutical, mining and other sectors.

 

We are writing to invite you for this unique training programme. The objective of this programme is to enable stakeholders to understand the project and its likely consequences, and