The rate of growth of the disbursement of the industrial term loan stood negative at 15.53 percent in the first quarter of the FY 2013-14, compared to the positive rate of growth of 4.49 percent in the last quarter of the FY 2012-13. The rate of growth of agricultural credit disbursement and credit recovery has been experiencing lower trend as well as negative rate of growth after September, 2013. The rate of
growth of the disbursement of the agricultural credit stood negative 5.4 percent in October 2013, whereas it was positive at 143.2 percent in September, 2013. Recovery of the agricultural credit disbursement has also been increasing at an insignificant amount. Usually, basing on CAMELS ratio (CAMELS comprises: Capital Adequacy, Asset Quality, Management, Earnings, Liquidity and
Sensitivity to market risk), Bangladesh Bank (BB) measures the performance of all individual banks. BB has taken credit risk related reforms due to the shortfall of capital by the four stateowned
commercial banks (Sonali, Janata, Agrani and Rupali banks). In addition, to meet the requirement of the Extended Credit Facility (ECF) of IMF1, finance ministry decided to revise the recapitalisation of bank proposals. After that revision, banking division will distribute Tk. 4100 crore in the first phase against their capital shortfall of Tk. 8863 crore.
No comments:
Post a Comment