What is Asset Quality?

At the end of the second quarter of 2013, non-performing loans of the banking sector reached from 8 percent in March to nearly 12 percent. Net Non-Performing Loans to total loans are higher in state owned commercial banks (SCBs) and development financial institutions (DFIs). In 2011, net-NPLs
were 0.34 and 16.95 percent in state owned commercial banks (SCBs) and development financial institutions (DFIs) respectively whereas in 2012, the percentages stood too high as 12.82 and 20.4

Capital Adequacy

Capital adequacy is determined by Capital to Risk Weighted Assets (CRAR) which is most important. Currently, a banking company is to maintain 10 percent of Risk Weighted Assets (RWA) or Tk. 200 crore whichever is higher as its minimum required capital. Shortfall of capital by the four state-owned commercial banks (Sonali, Janata, Agrani and Rupali banks) imposed a condition that government would

Credit, Investment and GDP

The failing of the government to achieve growth of credit target is contributing to lower investment. At the same time, the incremental capital output ratio (ICOR) that measures investment required to increase GDP has deteriorated in the past few years. For example, the government would require investment rate to rise at 32.0 percent of GDP for achievement of 7.2 percent GDP rate of growth in FY 2013-14, if the

DISCOVER A WORLD OF FUN FOR YOUR KIDS: Christmas kids party at The Westin Dhaka

The Westin Dhaka is going to celebrate The Christmas Kids Party on 25th December to rejoice the Christmas Eve with kids at the Grand Ballroom (level 1). The Party will be filled with assorted roaming kid performers, Kids DJ, Kids movie shows, exciting game shows, gaming zone, delicious sweet and savories, goodies, Santa with lots of gift items and a rewarding raffle draw. The special attraction of the event would be the Ventriloquism show by Magician Asif Asgar and Christmas cup cake making show for